Murray Realty Team Supports Detention Officers

Thank You!

We appreciate the tireless effort to help keep our communities safe and as a way to say thank you we give back $500 of our commission towards your closing costs on all buying and selling transactions!

Qualifications:

  • A person other than an elected official who is employed by a county, city or town and who is responsible for the supervision, protection, care, custody or control of inmates in a county or municipal correctional institution.

Absolutely No Money Down! Call Now For Details: 602-957-9000

Government grants, free money, that cover 3.5% to 10% of the Down Payment with a maximum of $20,000.

No Cost or Obligation to determine if you qualify!

houseEveryone is Eligible and ALL Homes in Arizona are Eligible!

  • Current Home Owners to First Time Buyers.
  • Stop Renting! You can own a home for less than you pay in rent.

We Love Helping Buyers Buy Homes with No Money Down

  • We help you apply for all Down Payment Assistant Programs.
  • If you qualify it’s free money!
  • If you don’t qualify, we can still get you in a home with little down!

Take Advantage of the Zero Down Program:

  • The Zero Down program is a government grant where they give you up to 10% of the purchase price of the home for the down payment.
  • The down payment is only 3.5% so you will have extra money that will go to your closing costs.
  • Then we negotiate with the seller of the home to try and cover your closing costs so we can nearly eliminate your out of pocket money.

How to Qualify

  • Below 640? Free Credit Services that can help you get to the 640 score! This works so don’t hesitate to contact us so you can own your home and stop wasting your money on rent!
  • If you are not sure of your credit score contact us and we will walk you through the process to determine where you sit.
  • 640 score to qualify but if you are a 580 or above contact us for other programs. If below a 580 contact us so we can show you how to improve your score!

To Learn More:

What our clients are saying…

Click each link below to view the actual review.

naomi-reviewtina-reviewsean-reviewernie-review

Your Realtor® Behind the Scenes

1) Listens to Your Needs and Finds Opportunities to Match

  • Determines whether you need to sign any contracts or agreements in order to work together
  • Starts a file that details your requests, preferences, concerns, and expectations

2) Gives You an Overview of the Market

  • Offers insight into the real estate market, both locally and nationally
  • Informs you of the sold price for similar properties
  • Helps you identify the reasons for home price variations—e.g. “homes located within a specific school district or proximity to public transit go for a premium over others”
  • Shares details about neighborhood amenities, traffic statistics, and more (in compliance with the Fair Housing Act, and other federal and state laws)
  • Sends updates based off housing, finance, and economic reports, and much more

3) Searches Far and Wide for the Right Property

  • Finds property listings that match your needs by scanning the Multiple Listing Service (MLS), driving through neighborhoods, looking at classifieds, soliciting home owners, and contacting other real estate professionals
  • Sets up appointments, researches listings, confirms appointments, follows up on opportunities, obtains lockbox codes
  • Drives you to appointments and informs you of opportunities
  • Guides you towards experts who can help identify property land use codes, deed restrictions and zoning requirements
  • Compiles research on listings
  • Maintains a record of your meetings and listing reviews

4) Helps You Place a Competitive Offer

  • Informs you of the sold price for similar opportunities
  • Recommends experts to help you ensure inspections and disclosures are in order
  • Assists you with determining the property’s fixtures versus real property (i.e. what stays with the property and what goes with the seller)
  • Guides you in negotiating a competitive offer and determining whether a counter-offer is warranted
  • Assists you with negotiating the terms of the contract
  • Guides you to experts for help with reviewing the terms of any neighborhood or home owner’s association covenants

5) Makes Sure the Contracts Are in Order

  • Verifies tax, utility, and home owner’s assessments
  • Helps obtain property inspection reports and necessary disclosures
  • Ensures that the seller completes property disclosure documentation
  • Assists you in pursuing title clearance and ensuring the property is in good standing
  • Ensure contracts follow the signing and approval process

6) Connects You to the Resources You Need to Settle in to Your New Home

  • Helps you identify and connect to neighborhood amenities
  • Reminds you to pull together paperwork, warranties, and set up utilities bills
  • Reminds you to keep closing documents in a safe off-site location